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From the Trenches

From the Trenches

The Opportunity Cost of Being the Person Who Gets Stuff Done

October 14, 2026

I’ve spent a lot of time lately thinking about opportunity cost. Which probably isn’t surprising, considering I’m an accountant. For anyone who doesn’t spend their days staring at spreadsheets, opportunity cost is essentially the value of what you give up when you choose one thing over another. Every decision has a cost. Every yes means…

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Danece Hoskins No Comments
From the Trenches

How the Hell Did I Get Here?

September 30, 2026

Last week, I asked a pretty simple question: What the hell happened to me? I hadn’t written anything new in months. I hadn’t prayed. I’d barely been to church unless somebody needed me to work a desk. I was exhausted, overwhelmed, frustrated, and honestly couldn’t see an end to any of it. I had disappeared…

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From the Trenches

What the Hell Happened to Me?

September 23, 2026

I haven’t written here since July 7. Today is September 23. When I realized that yesterday, my first thought was that it couldn’t possibly be right. July feels like it happened six months ago. Maybe a year. Surely more than eleven weeks have passed since I was regularly sitting down to write. But no. Eleven…

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Danece Hoskins 1 Comment
From the Trenches

FTT Conclusion: What The Trenches Taught Me

December 2, 2025

When I Started Writing This Series I didn’t plan to write this series. I didn’t sit down one day and think, “I’m going to share the hardest, messiest, most vulnerable parts of my life with the world.“ This series happened because I needed to process what I’ve been through—and because I know someone out there…

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From the Trenches

FTT Chapter 9: When Satan Wins a Round: Coming Back from Spiritual Darkness

December 2, 2025

When You Lose Ground Spiritually I used to be the mom who showed up at church every week. Not because I had everything figured out, but because serving felt like home. I worked every Wednesday evening in the nursery. I served the 2nd Sunday in the nursery and the 1st and 3rd Sundays at the…

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From the Trenches

FTT Chapter 8: Building Your Legacy in the Valley: When Life Doesn’t Go as Planned

December 1, 2025

When the Plan Fell Apart I had a plan: A stable job. Financial security. A clear path forward. I was going to build a business, teach moms about finances and legacy, and create something beautiful for my family. But plans don’t always survive real life. Four job changes in a year. Income tumbling from $32…

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From the Trenches

FTT Chapter 7: Loneliness in the Valley: Friendship, Community, and the God Who Stays

December 1, 2025

There’s a certain kind of loneliness that doesn’t feel like being alone in a room. It feels like being alone in a crowd. It feels like disappearing in slow motion—and realizing no one noticed. That was this season for me. The season when my mental health collapsed, my friendships shifted, my support system thinned out,…

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From the Trenches

FTT Chapter 6: Financial Crisis and Faith: Trusting God When You’re About to Lose Everything

December 1, 2025

When the Bottom Falls Out There’s a particular kind of terror that comes when your life doesn’t fall apart all at once, but little by little. A little lost here. A paycheck cut there. A bill that can’t be paid. A car payment skipped “just this once.” And before you know it, the edges of…

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From the Trenches

FTT Chapter 5: The Lies We Believe: Breaking Free from Toxic Mom Thoughts

December 1, 2025

The Invisible Battle No One Sees Some posts are easier to write than others. It’s strangely easier to talk about trauma, diagnoses, hospital stays, and legal battles than it is to talk about this: The thoughts I think about myself as a mom.  From the outside, a mom can look “fine.” The kids are fed.…

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Danece Hoskins 1 Comment
From the Trenches

FTT Chapter 4: Fierce Love: Walking Beside Children in Crisis

December 1, 2025

A Note on Privacy:This series shares parts of my personal journey as a woman, a mother, and a believer walking through hard seasons. When my daughters or son are mentioned, their stories are shared only with their awareness and consent, and details are intentionally limited to protect their dignity, privacy, and emotional well-being. This is…

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Danece Hoskins No Comments
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Hey, I'm Danece!

Wife, mother of three, proud dog mom, and devoted follower of Jesus. I see financial planning as more than just numbers; it's about creating a meaningful impact that echoes through generations. Read more about me here.

Honor the Lord with your wealth and with the firstfruits of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine.
Proverbs 3:9-10

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